Peoples Pension Trust Limited (“Peoples Pension Trust,” “we,” or “us“) knows that you care how Personal Information about you is collected, used, shared, and stored. “Personal Information” means information which personally identifies you. “Affiliate”, means a company which we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.
We are committed to protecting our customers’ Personal Information. This Privacy Policy explains what Personal Information we collect about you when you use our website: www.peoplespension.global (the “Service"); whom we share it with; and how you can control the collection, correction and/or deletion of Personal Information.
This Privacy Policy should be read along with our Terms of Use posted at: (“Agreement“) and www.peoplespension.global all other operating rules, policies and procedures and additional terms and conditions published on our Website (all of which are incorporated by reference) which governs your use of our Website and Service. Capitalized terms, if not defined in this Privacy Policy, are defined in the Agreement.
Peoples Pension Trust complies with the data protection frameworks as set forth by the Ghanaian Data Protection Commission regarding the collection, use, and retention of personal data. Peoples Pension Trust adheres to the industry best practices and is committed to providing its users with sufficient notice, choice, security, data integrity, access, and enforcement of data protection principles and standards.
Personal Information We Collect, or You May ProvideYou provide us with the following Personal Information when you register to be a User:
If you join as a Merchant or corporate accountholder, you will provide us with the following Personal Information in addition to the Personal Information you provide when you register to be a User:
You may be asked other further personal information in order to validate your identity: we may obtain address information about you from third party sources, for fraud prevention or for legal compliance.
We may collect Personal Information from you as a result of your email communications with us or your public media posts which we may retain along with our responses. Any Personal Information you publicly post online is without any expectation of privacy or confidentiality.
We may also sometimes collect and disclose information about how users use our Web site, for example, by tracking unique views received by pages of the Web site or the domains from which users originate. This information is not personally identifiable. We may also use “cookies” to track returning users to our Web site. A cookie is a piece of software that a Web server can store on the users’ PCs and use to identify the users should they visit the Web site again. Information collected may be associated with non-public personal information users provide us through our Web site.
We may disclose all of the information we collect, as described above, to our Affiliates and to third party entities that perform services on our behalf or with who we partner or are affiliated with in connection with the services we provide to you, including but not limited to financial service provider who provide services to us, those who assist us in preparing and mailing statements (if applicable) and responding to customer inquiries, to those who perform marketing services for us and to financial institutions that are not our Affiliates with whom we jointly offer financial products or services. You do not have the right to opt out of the disclosure of this information.
How We Use Your Personal InformationWe use your Personal Information to operate, maintain, and provide to you the Service and conduct our business. For example (and not limited) to:
We will share your personal information with third parties only in the ways that are described in this privacy policy. We do not sell your Personal Information to third parties.
We may share your Personal information:
If Peoples Pension Trust is involved in a merger, acquisition, or sale of all or a portion of its assets or bankruptcy, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information.
How We Store and Protect Your Personal InformationWe may store Personal Information in locations outside our direct control (for instance, on servers or databases co-located with hosting providers).
The security of your personal information is important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our website, you can contact us at info@peoplespensiontrust.com .
Compromise of Personal InformationWe will promptly notify those persons whose Personal Information is compromised. Notwithstanding, Peoples Pension Trust does not accept liability for any unintentional disclosure or a disclosure that occurs due to a security breach of our systems or facilities.
User Access and ChoiceWe will retain your Personal Information for as long as your account is active or as needed to provide you services. We will retain and use your Personal Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Notification, Electronic Communication and Opt-OutYou consent to our using your email address to send you Service-related notices, including any notices required by law, in lieu of communication by postal mail. You may not opt out of some Service-related communications. You can change the frequency of many Service-related communications by changing the settings in the “Settings” section.
Upon registration, or on other areas of the site, you may opt-in to receive periodic messages from us, including changes to features of the Service, newsletters, promotions, and special offers. If you wish to subscribe to these emails, we will use your name and email address to send them to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing email preferences manager on your account settings page or you can contact us at info@peoplespensiontrust.com . Opting out may prevent you from receiving email messages regarding updates, improvements, or offers.
Changes to Our Privacy PolicyIf we make a material change to our privacy policies and procedures as to the collection, use or disclosure of your Personal Information, we will post a notice of those changes on our Website or notify you by email (sent to the email address specified in your account) to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it, prior to the change becoming effective. You are bound by changes to the Privacy Policy when you use the site after those changes have been posted. We encourage you to periodically review this page for the latest information on our privacy practices.
Contact UsIf you have any questions about this Privacy Policy, the Services of this site, please contact us at info@peoplespensiontrust.com or at No.5 Nujoma Close, North Ridge, Accra, Ghana