PPT Personal Pension Scheme

PPT Personal Pension Scheme

A flexible personal pension built to suit every income profile — from formal employees seeking top-ups to informal workers and community groups building collective retirement security.

Flexibility is at the heart of our PPT Personal Pension Scheme. Start small, contribute when you can, and grow your savings with competitive investment management. We offer specialised variants so the solution fits your situation: top-up options for formal employees, flexible micro-contribution plans for informal earners, and group plans for associations and cooperatives.

Features

• Start from small, regular or one-off contributions — designed for real lives and irregular incomes
• Multiple payment channels: MoMo, USSD, VISA/Mastercard, partner banks and direct debit
• Partial access options for life’s emergencies (governed by scheme rules)
• Group plans for associations that improve discipline, reduce friction and boost collective uptake
• Easy digital onboarding, real-time statements, and helpful member support

Key Benefits

• Old Age
• Retirment Income Security
• Invalidity Claim
• Survivors Benefits

Who it’s for :

• Formal employees who want voluntary top-ups and advanced retirement planning
• Informal workers who need flexible, accessible options that fit irregular cashflow
• Groups/associations looking for a simple group pension solution for members